Kelayakan Pinjaman: Faktor Penentu Lulus Atau Tidak

 

📞 Call/WhatsApp: 

Mohd 

0123326175 

wasap.my/60123326175

 “Your Trusted Agent Since 2015”

For Sale: Double Storey Terrace Elmina Green 4 Seksyen U17 Shah Alam

 PROPERTY DETAILS : 

⁃ Double Storey Terrace (Intermediate) 

⁃ Freehold - Individual Title

⁃ 4 Bedrooms, 4 Bathrooms 

⁃ Built up : 2,051 sq.ft 

⁃ Land Area : 20’ x 70’ sq.ft

⁃ Gated Guarded with 24 Hours Security (RM100 p/month)

⁃ Facing Direction : North

⁃ Kitchen cabinet & table top

⁃ Shoe rack

Rm830k turun ke RM780K turun ke rm750k‼️

EXTRAS : 

⁃ Steel Safety Grille

⁃ Instant Water Heater 

⁃ Booster Pump 

⁃ Outdoor Water Filter 

⁃ Aircond point & piping

FACILITIES : 

⁃ Shelter / Gazebo 

⁃ Children's Playground 

⁃ Tai Chi Lawn 

⁃ Outdoor Gym 

⁃ Reflexology Path 

⁃ Picnic & Leisure Area 

⁃ Common Fruit Trees Garden 

⁃ Group Chatting Bench 

Asking Price : RM750,000 

📞 Call/WhatsApp: 

Mohd 

0123326175 

wasap.my/60123326175 

“Your Trusted Agent Since 2015”

#subsale #doublestorey #shahalam #elmina #u17 #agentharta #agenhartanah

FOR SALE: GAYA RESORT HOMES, KOTA KEMUNING

Resort living, every single day.

Bayangkan balik rumah dengan suasana tenang ala resort — itulah gaya hidup di Gaya Resort Homes.

🏢 Property Details

• Type: Condominium

• Tenure: Freehold

• Built-up: 889 sqft

• Bedrooms: 3

• Bathrooms: 2

• Condition: Fully Furnished

• Asking Price: RM540,000 (Negotiable)

🏠 Unit Highlights

✔ Air-conditioning

✔ Water heater

✔ Cooker hob & hood

✔ Fridge & washing machine

✔ Balcony dengan suasana santai

🌴 Facilities (Resort-Style Living)

✔ 24-hour security & access control

✔ Covered car park

✔ Swimming pool

✔ Fully equipped gym

✔ Jogging track

✔ Children’s playground

📍 Nearby Amenities

• Gamuda Walk Mall, AEON Big & shoplots

• Columbia Asia Hospital & clinics

🚗 Easy Access via Major Highways

KESAS | ELITE | LKSA | WCE | Federal Highway

✨ Kenapa pilih unit ini?

• Resort-style lifestyle – lengkap dengan fasiliti premium

• Lokasi strategik – dekat highway & kemudahan penting

• Pelaburan bijak – permintaan sewaan tinggi di kawasan berkembang

📞 Call/WhatsApp:

Mohd

0123326175

wasap.my/60123326175

“Your Trusted Agent Since 2015”

#subsale #condo #shahalam #kotakemuning #gayacondo #agentharta #agenhartanah

Selamat Tahun Baru 2026

 

Selamat Tahun Baru 2026. Semoga tahun ini lebih baik dari tahun sebelumnya

For Sale: Double Storey Semi-D Seksyen 9 Shah Alam

 Turun harga dari rm1.65m ke rm1.4m‼️‼️‼️

🔥VIP Area (Corner Lot)

🔥Renovation Cost Around 450k

🔥Facing Side of House (Ample parking space)

=======================

ASKING PRICE : RM 1.4mil 

=======================

DETAILS:

- Leasehold [Bumi Lot]

- Built Up Area app 2500sqft

- Land Size app 5,200 sqft

- 4 + 1 Bedrooms, 5 bathrooms

- Partly furnished

- Renovated & Fully Extended

- Roof & Open Balcony

- Swimming Pool

AMENITIES:

- SK & SMK Seksyen 9, Private School

- Banks

- Commercial center

- Premium restaurants,

- Masjid Negeri & Surau

- Concorde Hotel,

- Taman Tasik Shah Alam

ACCESSIBILITIES:

-NKVE

-LKSA Expressway

-FEDERAL Highway

📞 Call/WhatsApp: 

Mohd 

0123326175 

wasap.my/60123326175 

“Your Trusted Agent Since 2015”

#subsale #doublestorey #shahalam #semiD #seksyen9 #agentharta #agenhartanah

Kelayakan Pinjaman: Faktor Penentu Lulus Atau Tidak

Sebelum membeli rumah, kelayakan pinjaman perlu difahami dengan jelas. Dua perkara paling utama yang bank lihat ialah DSR (Debt Service Ratio) dan rekod CCRIS/CTOS. DSR menunjukkan peratus komitmen bulanan berbanding pendapatan. 

Jika terlalu tinggi, bank akan anggap pembeli berisiko. CCRIS pula merekod sejarah bayaran pinjaman seperti kad kredit, kereta dan rumah. Bayaran tertunggak, lewat, atau akaun bermasalah boleh menjejaskan kelulusan. 

CTOS pula menunjukkan rekod saman atau tindakan undang-undang. Walaupun gaji tinggi, rekod kewangan yang lemah tetap boleh menyebabkan pinjaman ditolak. 

Sebab itu, semak kewangan lebih awal, susun komitmen dengan baik, dan jaga rekod bayaran supaya proses beli rumah jadi lebih lancar.

📞 Call/WhatsApp: 

Mohd 

0123326175 

wasap.my/60123326175 

“Your Trusted Agent Since 2015”

Land for Sale: kampung Bukit Baharu, duyong, melaka

✍️ land area : 0.15 hektar

✍️ land status : non bumi

✍️ Land Category: Pertanian

✍️ land tenure : freehold

✍️ asking price : RM500k

✍️ landmark : 

surau Solok bukit baru Duyong (450m)

Perigi hang tuah (2km)

Aeon mall ayer keroh (5.5km)

Pantai hospital melaka (6km)

Bandar melaka (7km)

Kawasan keliling yang matang berpenghuni

📞 Call/WhatsApp: 

Mohd 0123326175 

wasap.my/60123326175 

“Your Trusted Agent Since 2015”

#land #freehold #duyong #melaka #agentharta #agenhartanah